“GOOD 2022-3 is a term ABS securitization collateralized by Sustainable Home Improvement Loans originated by GoodLeap. After origination, GoodLeap sold the loans to ten “Transferring Entities”, noted in the below Transaction Parties table, pursuant to individual purchase agreements. Lime Residential, Ltd. (the “Sponsor”) will acquire the Sustainable Home Improvement Loans from the Transferring Entities and sell them to Credit Suisse Finance LLC (the “Depositor”) on the closing date.” – KBRA

“This transaction represents New York State Energy Research and Development Authority’s (“NYSERDA” or the “Authority”) first term ABS securitization of 2022 and fourth KBRA-rated securitization. NYSERDA is a public benefit corporation created in 1975 pursuant to Title 9, Article 8 of the Public Authorities Law of the State of New York. NYSERDA was formed to develop and encourage the use of energy conservation technologies by developing and implementing new energy technologies consistent with economic, social and environmental objectives. In this transaction, NYSERDA is issuing one term bond and nine serial bonds (collectively, the “NYSERDA 2022A Bonds”).” – KBRA

“The Mission Lane Program provides financial products to traditionally underserved customers who are working to build or rebuild their credit. As of the May 31, 2022 Information Date, the MLCCMT collateral (“Trust Portfolio”) has a weighted average FICO score of Mission Lane’s obligors of approximately 618 (excluding credit balance, no balance, no FICO and closed accounts), a weighted average APR of 28.33%, a weighted average age of accounts 18 months and an average receivables balance of $650.” – KBRA

“THRM 2022-2 will issue two classes of notes totaling $421.7 million. The proceeds from the sale of the notes will be used to acquire the loans, fund the reserve accounts as well as pay certain fees and expenses associated with the transaction. The transaction contains approximately $602.4 million of receivables as of the June 23, 2022 cutoff date (“Cutoff Date”). The loans acquired are subject to eligibility criteria and will be purchased from the following MPL platforms: Upstart Network, Inc. (“Upstart”), Marlette Funding, LLC (“Marlette), LendingClub Bank, National Association (“LendingClub”), Upgrade, Inc. (“Upgrade”), and Prosper Funding LLC (“Prosper”) (collectively, the “Platform Sellers”). ” – KBRA

“BHG 2022-B represents the fifth term ABS securitization for the Company. The loans in the transaction were originated by BHG, Pinnacle Bank, or County Bank, a Delaware state-chartered bank, pursuant to the respective originator’s underwriting criteria. Commercial Loans are originated by BHG or Pinnacle Bank, while Consumer Loans are originated by Pinnacle Bank or County Bank. As of the April 30, 2022 statistical cutoff date (“Statistical Cutoff Date”), 69.9%, 19.8%, and 10.3% of the BHG 2022-B collateral balance was originated by BHG, Pinnacle Bank, and County Bank, respectively. The Statistical Cutoff Date pool consists of 74.2% Commercial Loans and 25.8% Consumer Loans. ” – KBRA

“This transaction represents the twelfth KBRA-rated securitization collateralized by unsecured consumer installment loans originated through the online platform operated by LendingPoint LLC … and the fourth series issued from the LendingPoint Pass-Through Trust (“LPPT” or “Master Trust”) program. LPPT 2022-ST4 issued one class of notes totaling $56.932 million. ” – KBRA

“LLEND 2022-1 issued four classes of notes totaling $161.61 million, collateralized by a trust certificate backed by unsecured consumer loans. Credit enhancement consists of excess spread, overcollateralization, subordination (in the case of the Class A, Class B and Class C Notes) and a reserve account funded at closing.” – KBRA

“TAST 2022-1 represents the third rated ABS securitization for Tricolor Auto Acceptance, LLC (“Tricolor” or the “Company”). Previously, the Company issued rated ABS securitizations in July 2021 and November 2018 as well as five unrated securitizations from 2013-2020. TAST 2022-1 represents the Company’s first ABS aligned with the 2021 Social Bond Principles administered by the International Capital Market Association (“ICMA”), as the Issuer intends to utilize the proceeds of the issuance for an eligible social project that provides or promotes access to essential services and/or socioeconomic advancement and empowerment.” – KBRA

“GOOD 2022-2 is a term ABS securitization collateralized by Sustainable Home Improvement Loans originated by GoodLeap. After origination, GoodLeap sold the loans to seven “Transferring Entities”, noted in the below Transaction Parties table, pursuant to individual purchase agreements. Lime Residential, Ltd. (the “Sponsor”) will acquire the Sustainable Home Improvement Loans from the Transferring Entities and sell them to Credit Suisse Finance LLC (the “Depositor”) on the closing date. The Issuer will issue three classes of Notes in an aggregate principal amount of $358.973 million.” – KBRA

“This transaction, CRVNA 2022-P1, represents the second term ABS securitization for the Company in 2022, the sixth under its prime shelf, and the sixteenth overall. CRVNA 2022-P1 issued five classes of notes (eight tranches) totaling approximately $1.05 billion. The transaction is collateralized by approximately $1.04 billion of automobile loans to primarily prime obligors as defined by the Company (obligors with Carvana Deal Scores ranging from 50 to 100).”  – KBRA

“This transaction, Mosaic Solar Loan Trust 2022-1 (“Mosaic 2022-1”), represents the twelfth rated term ABS securitization collateralized by secured consumer loans originated by the Company. Mosaic 2022-1 issued four classes of notes in an aggregate principal amount of $382.73 million. The notes are backed by a pool of mostly prime quality residential solar loans originated to finance solar energy systems, including, without limitation, solar panels or modules, inverters, electricity storage, charging/monitoring equipment (including batteries and automobile charging equipment), prepaid operations and maintenance agreements and related landscaping, roofing or re-roofing, wiring, electrical system upgrades and any additional equipment or services related to installation (“Solar Energy Systems”).”  – KBRA

“Varilease Finance, Inc. (“VFI”, the “Company”, the “Originator” or the “Servicer”), founded in 2001 and headquartered in Salt Lake City, Utah, is an independent equipment finance company focused on leasing industrial and commercial equipment to upper- and middle-market businesses. VFI 2022-1 represents the Company’s first equipment ABS transaction.”  – KBRA

“GOOD 2022-1 is a term ABS securitization collateralized by Sustainable Home Improvement Loans originated by GoodLeap. After origination, GoodLeap sold the loans to eight “Transferring Entities”, noted in the below Transaction Parties table, pursuant to individual purchase agreements. Goldman Sachs Lending Partners, LLC (the “Sponsor”) will acquire the Sustainable Home Improvement Loans from the Transferring Entities on the closing date. The Issuer will issue three classes of Notes in an aggregate principal amount of $305.097 million.”  – KBRA

“BHG 2022-A represents the fourth term ABS securitization for the Company. The loans in the transaction were originated by BHG, Pinnacle Bank, or County Bank, a Delaware state-chartered bank, pursuant to the respective originator’s underwriting criteria. Commercial Loans are originated by BHG or Pinnacle Bank, while Consumer Loans are originated by Pinnacle Bank or County Bank.  – KBRA

“THRM 2022-1 issued three classes of notes totaling approximately $292.61 million. The proceeds from the sale of the notes will be used to acquire the loans, fund the prefunding and reserve accounts as well as pay certain fees and expenses associated with the transaction. The transaction contains approximately $266 million of receivables as of the December 4, 2021 statistical cutoff date (“Statistical Cutoff Date”) out of an expected collateral balance of approximately $366 million after completion of the prefunding period.  – KBRA

“FCRT 2022-1 represents the eleventh rated term ABS securitization for Foursight Capital LLC … This transaction will be collateralized by approximately $293.7 million of mostly near-prime automobile loans secured by new and used vehicles.  – KBRA

“CPC 2021-1 represents the Company’s inaugural ABS securitization. CPC 2021-1 is collateralized by small business loans (“Business Loans”) and business advance agreements (“Business Advances”) (collectively the “Receivables”) across a diverse set of industries including services, transportation, manufacturing and retail industries. The Business Loans have a fixed rate, fixed payment amount, and original term as well as an initial amount and repayment amount”  – KBRA

“This transaction, CRVNA 2021-N4, represents the seventh term ABS securitization for the Company in 2021, the fifth under its non-prime shelf, and the thirteenth overall. CRVNA 2021-N4 issued six classes (seven tranches) of notes totaling $481.16 million. The transaction is collateralized by approximately $460 million of automobile loans to primarily non-prime obligors as defined by the Company (obligors with Carvana Deal Scores ranging from 0 to 49).”  – KBRA

“This transaction, CRVNA 2021-P4, represents the eighth term ABS securitization for the Company in 2021, the fifth under its prime shelf, and the fourteenth overall. CRVNA 2021-P4 issued five classes of notes (eight tranches) totaling approximately $1.1 billion. The transaction is collateralized by approximately $1.1 billion of automobile loans to primarily prime obligors as defined by the Company (obligors with Carvana Deal Scores ranging from 50 to 100)”  – KBRA

“CFCCMT Series 2021-A, represents the Company’s fifth term ABS and fourth master trust issuance. The Notes are collateralized and repaid by a portfolio of revolving general-purpose credit card accounts. CFCCMT Series 2021-A will include a three-year revolving period where no principal payments will be made on the notes prior to the Scheduled Amortization Date unless an Early Amortization Event occurs. Receivables in CFCCMT Series 2021-A are originated by The Bank of Missouri … and Celtic Bank Corporation … ”  – KBRA

“LBZZ 2021-1 issued two classes of notes totaling $204.34 million collateralized by a pool of retail automobile contracts made to obligors and secured by new and used automobiles, light duty trucks, and vans. Credit enhancement on the notes is comprised of overcollateralization (”OC”), subordination of junior note classes, a cash reserve account, and excess spread. ”  – KBRA

“This transaction represents LendingPoint LLC’s sixth KBRA-rated securitization of non-prime unsecured consumer installment loans, and second in 2021. LP 2021-B issued four classes of notes totaling $400.0 million. The transaction includes a three-month prefunding period which could represent up to 40% of the total receivables balance. Proceeds from the sale of the notes will be used to fund the reserve account, to repay existing debt and to fund the excess funding account. The latter account will be used to purchase additional loans during the prefunding period.”  – KBRA

“This securitization represents the fourth public term securitization for Aqua Finance, Inc. … and its affiliates. The transaction is collateralized by a pool of retail installment sale contracts and agreements… used by consumers to purchase water treatment equipment, make home improvements, and acquire certain recreational products such as marine and recreational vehicles …”  – KBRA

“Mosaic 2021-3 issued four classes of notes in an aggregate principal amount of $220.95 million. The notes are backed by a pool of mostly prime quality residential solar loans originated to finance solar energy systems, including, without limitation, solar panels or modules, inverters, electricity storage, charging/monitoring equipment (including batteries and automobile charging equipment), prepaid operations and maintenance agreements and related landscaping, roofing or re-roofing, wiring, electrical system upgrades and any additional equipment or services related to installation…”  – KBRA

“This transaction is the fourth publicly rated securitization for Pagaya Investments US LLC …and third in 2021…PAID 2021-3 issued three classes of notes totaling $675.0 million. The proceeds from the sale of the notes and collections will be used to fund: (i) the prefunding account; (ii) the reserve account; and (iii) pay certain transaction expenses.”  – KBRA

“CRVNA 2021-N3, represents the fifth term ABS securitization for the Company in 2021, the fourth
under its non-prime shelf, and the eleventh overall. CRVNA 2021-N3 issued seven classes of notes totaling $438.9
million. The transaction is collateralized by approximately $420 million of automobile loans to primarily non-prime
obligors as defined by the Company (obligors with Carvana Deal Scores ranging from 0 to 49).”  – KBRA

“GOOD 2021-4 is a term ABS securitization collateralized by Sustainable Home Improvement Loans originated by GoodLeap. GoodLeap originated all of the Sustainable Home Improvement Loans and sold them to seven “Transferring Entities”, which are noted in the below Transaction Parties table, pursuant to separate purchase agreements. The Transferring Entities sold the Sustainable Home Improvement Loans to Goldman Sachs Lending Partners LLC … for settlement on the closing date. The Issuer issued three classes of Notes in an aggregate principal amount of $304.503 million.”  – KBRA

“Tricolor Auto Securitization Trust 2021-1 (“TAST 2021-1”), represents the first rated ABS securitization in 2021 for the Company. Previously, the Company issued a rated ABS securitization in November 2018 as well as five unrated securitizations from 2013-2020. TAST 2021-1 issued six classes of notes totaling approximately $234.2 million.”  – KBRA

“RFS 2021-1 represents the Company’s second offering of asset-backed securities sponsored by Rapid Financial Services, LLC and the second transaction rated by KBRA. RFS 2021-1 is collateralized by business loans made to small-and medium-sized businesses future receivables purchased from Merchants at a discounted purchase price and Line of Credits …”  – KBRA

“FCRT 2021-2 represents the tenth rated term ABS securitization for Foursight Capital LLC. This transaction will be collateralized by approximately $280.7 million of mostly near-prime automobile loans secured by new and used vehicles.”  – KBRA

“CRVNA 2021-P2 will issue eight classes of notes rated ‘K1+ (sf)’ though ‘BB+ (sf)’ totaling $802.43 million. The transaction is collateralized by approximately $775 million of automobile loans to primarily prime obligors as defined by the Company.”  – KBRA

“VEROS 2021-1 issued three classes of notes totaling $220.44 million collateralized by a pool of fixed rate retail automobile contracts, made to subprime obligors and secured by primarily used automobiles.” – KBRA

“As of the March 31, 2021 statistical pool cutoff date (“Statistical Cutoff Date”), the pool of receivables had an aggregate outstanding receivables balance of approximately $315.79 million with approximately 70% of the outstanding balance consisting of Term Loans and approximately 30% of LOC loans.“ – KBRA

“The transaction is collateralized by a pool of indirect retail automobile contracts made to subprime obligors, including some obligors who have filed for bankruptcy (Chapter 7 or 13) and have decided to purchase a vehicle prior to the closing or discharge of their bankruptcy case.“ – KBRA

“CRDBL 2021-1 is collateralized by business loans (“SMB Loans”) made to small-and medium-sized businesses (“Merchants”) and future receivables purchased from Merchants at a discounted purchase price (“Factored Receivables”). – KBRA

“The transaction is collateralized by approximately $400 million of automobile loans to primarily non-prime obligors as defined by the Company (obligors with Deal Scores ranging from 0 to 49).” – KBRA

“The notes will be backed by a pool of mostly prime quality residential consumer solar loans originated to finance solar energy systems, including, without limitation, solar panels or modules, inverters, electricity storage, charging/monitoring equipment (including batteries and automobile charging equipment), prepaid operations and maintenance agreements and related landscaping, roofing or re-roofing, wiring, electrical system upgrades and any additional equipment or services related to installation (“Solar Energy Systems”)”-  KBRA

“This transaction represents the eighth overall ABS securitization collateralized by unsecured consumer loans originated through Freedom Financial Asset Management.” – KBRA

“The loan proceeds were used to finance either a Solar Energy System or a Solar Energy System with an Energy Storage System, as well as any related Home Efficiency Items installed at the time of installation (collectively a “Solar System”)” – KBRA

“The transaction is collateralized by approximately $405 million of automobile loans to primarily prime obligors as defined by the Company (obligors with Deal Scores ranging from 50 to 100)” – KBRA

“The BCC Funding XVII LLC transaction represents the seventh equipment asset-backed securities (ABS) transaction sponsored by Balboa, following issuances in each of 2007 (which benefited from bond insurance), 2014, 2015, 2016, 2018 and 2019.” – KBRA

“The NYSERDA 2020A Bonds are being issued to (a) purchase mostly prime loans made by NYSERDA to fund (i) the installation of energy efficiency improvements (46.25% of the collateral) (“Energy Efficiency Loans”) and (ii) the installation of solar electric systems (also referred to as photovoltaic, or PV) on one-to-four family residential structures for eligible applicants as part of NYSERDA’s Green Jobs – Green New York program (“GJGNY Program”)(53.75% of the collateral) (“Solar Loans”) (b) fund a reserve fund and (c) pay the costs of issuance” – KBRA